What is Health Insurance?

Health Insurance for Individuals and Family

Individual and family health insurance plans can help cover expenses in the case of serious medical emergencies, and help you and your family stay on top of preventative health-care services. Having health insurance coverage can save you money on doctors visits, prescriptions drugs, preventative care and other health-care services. The cost of your health insurance plan could be affected by age and tobacco use, but you will not be declined for an individual health insurance plan due to pre-existing condition

Health insurance is a good way to help you manage your health care costs. You pay health care companies premiums – a set amount of money each year - and you get benefits to pay for your eligible health care expenses.

You can purchase individual health insurance through the any agent on your own. Even though it is called individual health insurance, you can also find plans to cover your family. Because health care can be expensive, it is a smart idea to have health insurance so you are prepared for when you or your family have medical needs.

Why should I have individual health insurance?

• Prepare for the unexpected. You never know when you’ll need medical help.
• Staying healthy.

Choosing the right general insurance policy where you will invest your money on can be very tiring and stressful with all the amazing options that are available in the market. Fortunately, there is one thing that you may do in order to make your search easier and more productive.

Health Insurance

• Protect your greatest asset good health
• Individual and Group- Ordinary and Floater health Insurance Policy
• Cash free hospitalization in more than 1400 hospitals across India.
• Reimbursement of expenses during Pre- Hospitalisation and Post- Hospitalisation    stages of treatment.
• 130 minor surgeries that require less than 24 hours hospitalization covered under the UNIQUE day care procedure.
• Reimbursement of expenses incurred on ambulance services to the nearest hospital where Emergency Health facilities are available

Motor Insurance

• Protection from a financial loss arising out of loss or damage to your vehicle.
• Protection from liability towards third parties for personal injury.
• Protection death and property damage on account of any accident involving your vehicle.
• Cash Less and Hassle free Claim procedure.

Personal Accident

An accident can happen at any time. And it could leave you with permanent harm or temporary disability, both of which could affect your life and your family.

Apart from cover for life and injury, insurance offers other unique and unmatched features

• Weekly benefit
• Medical Reimbursement
• Education Benefit
• Modification of residential accommodation and own vehicle
• Ambulance hiring charges

Shop Insurance

As a shop owner, you constantly worry about the hazards your shop and the contents within are exposed to. A sudden crisis at your place - a theft, an employees infidelity, a fire accident, breakage of neon & Glow sign, Money in transit, counter or safe. That is why you need a protective cover like the one Shop Package Insurance offers. Taking care of your business is our business. And we do it well.

Fire and Special Perils

Fire insurance policy is suitable for the owner of property, one who holds property in trust or in commission; individuals/financial institutions who have financial interest in the property. All immovable and movable property located at a particular premises such as buildings, plant and machinery, furniture, fixtures, fittings and other contents, stocks and stock in process along with goods held in trust or in commission including stocks at suppliers/ customers premises, machinery temporarily removed from the premises for repairs can be insured.

Corporate insurance is a type of insurance cover usually used by large organisations to protect their business against operational risks such as theft, financial losses, employee's health and accidents. It is comprehensive business insurance that benefits the past or present employees as well as the company itself.

Business fully insured is still considered insufficient to grow business, unless it is combined with smart decisions by management or those charged with power. Further, it fails to protect the company against any losses due to fraud committed by the employees. Hence, every corporate insurance cover has limitations. Corporate insurance provides you with absolute lawsuit protection due to incorrect decisions proved unintentional or negligent on the part of the management or employees.

Insurance companies can even seek legal help when it must disburse a claim under corporate insurance. Some of the popular insurance types under corporate insurance -Property Insurance, Professional Liability Insurance, Worker's Compensation Insurance, Group Health Insurance, Product Liability Insurance, Business interruption Insurance.

There are several benefits of obtaining corporate insurance for your business. These are:

Corporate insurance helps build and improve clientele and network of vendors. Companies tend to look into the financial stability of the client before entering into a contract with them. One of them is whether or not the client is insured against business risks. Some even insist that their clients be insured before proceeding to undertake transactions with them.

Employees are the irreplaceable assets of any company and help flourish the business of the company. Hence, taking care of their health and well being becomes vital. Companies can take group insurance health cover for their employees. Additional keyman insurance is an essential aspect of corporate insurance. It, in turn,provides a sense of security to the employees too, thereby improving their productivity.

Corporate insurance primarily protects the company from the loss of income caused because of any severe disasters.

Corporate insurance is needed to protect the physical assets of the company, such as furniture, computers, stock, etc. to be compensated for any damages by natural disasters or loss by theft.

NSPL Money, team of experienced professional understands that significant personal assets & wealth require a higher level of expertise & service. Often with unique coverage requirements not available on standard insurance policies. We will work with you to understand your long term goals & create a customized risk management program that protects your assets & interact.

In additional to creating custom solutions, we provide the highest level of service & stewardship. You will work with a private client Advisor who will built the program & a dedicated account service manager. NSPL Money, believe that personal approach is an important part of the services we provide.

Our Specialize Solution Include

• Property
• Automobile
• Yacht
• Liability
• Private Aviation
• Fine Arts